In Park Mobile Home Refinance Program

In Park Mobile Home Refinance Loan Highlights

Refinance Programs:

Platinum Program

Built June 13, 1976 or newer
Fico score 700+ 
Unlimited cash to 65% LTV
25K cash out to 80% LTV
Debt consolidation allowed
Rate improve for 10 and 15 year terms

Gold Program

Built June 13, 1976 or newer
Fico scores 640-700 -
50K cash to 65% LTV $7500 cash to 80% LTV
Terms to 25 years
In some cases debt consolidation allowed
Free & Clear cash out to 50K

Preferred Program

Built June 13, 1976 or newer
Fico scores 620-640 -
$7500 cash out to 80% LTV
Terms to 20 years
Home improvement bills only
Free & Clear cash out to 50K

Standard Program

Built June 13, 1976 or newer
Fico scores 600-620 -
$7500 cash to 75% LTV
Terms to 15 years
No debt consolidation
Free & Clear cash out to 35K

Sub Prime

Built 1960 or newer(CA only)
Fico scores 599 or less -
Loans to 65% LTV unlimited cash
Terms to 20 years
Private Money chattel rates apply
No prepay penalties

Older Homes

Built 1965 June 12, 1976
Fico Scores 640+ 
Cash to 65% LTV / max housing ratio 38%
Terms to 20 years
Debt consolidation allowed
Strong park community

In Park Mobile Home Purchase Programs

 In Park Mobile Home Refinance Loan Highlights  

Purchase Programs:

Platinum Program

Built June 13, 1976 or newer
Fico score 700+ -
Min 5% down
Terms to 30 years
Fully Amortized loans only
No prepay penalties

Gold Program

Built June 13, 1976 or newer
Fico scores 670-700 -
Min 10% down
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Preferred Program

Built June 13, 1976 or newer
Fico scores 640-670 -
Min 10-20% down
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Standard Program

Built June 13, 1976 or newer
Fico scores 600-640 -
Min down 20-40%
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Sub Prime

Built 1960 or newer
Fico scores 599 or less -
Min down 30-50% to be considered
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Older Homes

Built 1970 June 12, 1976
Fico Scores 650+ -
Min 15% down
Terms to 15 years
Fully Amortized loans only
No prepay penalties

We also have Buy for Loans (Non owner occupied), Co sign loans, Second home loans with a min of 20% down with good credit.

Homes built prior to 1970 may be considered if:
Multi section
Min fico score 640 -
Min 20% down payment
Preferred communities (5 star)

* In the State of California, there may be out of pocket fees for the appraisal. 

Revolutionizing Mobile Home Loans

Getting to know LoanJunction.com

 Good Credit  In Park Financing -20 Year Fixed

Rate

Range

APR

Payment

Fees

6.99%

8.75%

Calculate

Calculate

$2107

Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.

Fair Credit  In Park Financing -20 Year Fixed

Rate

Range

APR

Payment

Fees

8.5%

10.75%

Calculate

Calculate

$2107

Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.

Bad Credit  In Park Financing -20 Year Fixed

Rate

Range

APR

Payment

Fees

12.5%

16.75%

Calculate

Calculate

$2107

Each client has different qualifying characteristics, so we have given you a rate range. Increased negative factors on a file leads to a higher rate up the range.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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